Intercom and the EU AI Act: full analysis
Why Intercom Fin is limited risk, not high-risk
Article 50 of the EU AI Act applies to "AI systems intended to interact directly with natural persons." Intercom Fin clearly qualifies. However, the limited risk classification (rather than high-risk) applies because a standard customer support chatbot does not make consequential decisions about people's rights, safety, or fundamental interests.
Intercom Fin becomes high-risk only if you configure it to assist with employment decisions, credit assessments, benefit eligibility determinations, or similar high-stakes functions listed in Annex III. Review your Intercom workflows — if any bot flow collects data used for those purposes, that workflow escalates to high-risk even if the rest of your Intercom setup is limited risk.
Where exactly to add the disclosure in Intercom
The most reliable approach is a bot step at the very start of your Intercom workflow — before any qualifying question. In Intercom's visual bot builder:
- Open your bot flow and add a "Send a message" step as the first action
- Paste your chosen disclosure text into this step
- This ensures every user sees the disclosure before they type anything
Alternatively, set the chatbot's display name to include "AI" or "Bot" — this provides partial disclosure, though the regulation requires an explicit statement, not just a name hint.
The 2 August 2026 deadline is firm
High-risk obligations may be deferred to December 2027 if the Digital Omnibus is formally adopted. Article 50 transparency is not in that deferral. It applies from 2 August 2026 for all chatbots that interact with users in the EU — regardless of where your company is based.
If your Intercom instance serves EU users (you have customers in any EU member state), you need to add the disclosure before 2 August 2026.